Innovation Retail banking usually determines current trends that are characteristic of the financial products and services market.
The innovations in banking today.
The banking business is one of the destinations in the financial services industry, the source of low-cost liquidity of the high-yield provided, the flexible management of capital returns.
Conclusions of the European Financial Management and Marketing Association show that despite the financial crisis, the number of banks who believe that innovation is an important factor in growth and efficiency.
The retail market continuously evolves dynamically, evolutionarily changing the relationship of banks and customers, which, accordingly, influenced the range of grocery, the offers, the concept of communication and the channels of marketing of products and services.
Ended the time of attracting a considerable number of clients for the formation of client databases, if their number is the predominant quality. This requires attracting the broad target groups – actively developing communication by segment, merging and doing much more. Begins the time of retention of key customers using automated programs interaction, loyalty programs, co-branding and otherwise.
In the perspective, should expect the formation of a loyal customer base and “education” banks native client through direct contact with him, and by taking into account the style of life of the client, his preferences, support and development of the brand interaction with the bank and like. Thus, customer-oriented vector defines a new direction – from mass-market products to your personal market relationships through partnership and orientation to the needs of a particular customer, from product offerings to your personal finance package. Thereby, the success of a bank is a high-quality product, motivated employees, need partners, customers who determine your confidence in the institution and personal information and communication technologies.
Virtual Dataroom – a new beginning for companies.
Virtual Datarooms – a new beginning for your business, including and in banking. Today, the popularity of virtual data rooms is growing, and perhaps this is not surprising. Finally, a technology that essentially allows businesses to create online storage for their data, has a large number of benefits and very few disadvantages.
VDRs usually have an extra layer of security that would not be available if the decision was developed internally. They also provide a simple and effective way to exchange information between different providers, such as partners, customers and suppliers. In general, the authorization also integrates with different permission levels to help you distinguish between ordinary users, managers and administrators.
Some VDRs like ddraum.de also include virtual meeting rooms that you can use to unify the various stakeholders for review, comment, and collaboration on confidential documents. The idea is to provide a more cost-effective, virtualized solution for sharing and collaboration on documents that allows for full confidentiality and security, not requiring people to gather at the same physical location.